L. Palacios-Moya, M. C. Bermeo-Giraldo, J. A. Arenas Lozano, A. Valencia-Arias, and P. A. Rodríguez-Correa, “Human and organisational factors influencing the preparedness of small and medium-sized enterprises against cyber-attacks in developing countries”, JTDE, vol. 13, no. 3, pp. 30–70, Oct. 2025, doi: 10.18080/jtde.v13n3.1197.